Real Estate Blog

An ADU as an option to affordability

As home prices and mortgage rates rise, buyers are looking for innovative ways to make homeownership more manageable. One option gaining popularity is the Accessory Dwelling Unit (ADU). An ADU is an independent living space, often resembling a small apartment or efficiency, located on the...
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Rising Homeowner’s Insurance Affecting Affordability

For homeowners with mortgages, rising insurance premiums pose a unique and unavoidable challenge. Unlike those who own their homes outright, mortgage holders are required by their lenders to maintain adequate homeowners insurance. This ensures that the lender’s investment in the property is protected in the...
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A second opinion is a prudent choice

Getting pre-approved for a mortgage is a vital step in the homebuying process. While many buyers rely on online calculators or their first pre-approval offer, these tools and initial approvals might not always provide the best options. If you’re serious about making a smart financial...
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Thoughtful Questions Can Guide Your Decision

When interviewing real estate agents to sell your home, asking the right questions is key to finding an agent who will best meet your needs. The process of selling a home can be complex, and the right agent will not only have the experience and...
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Avoiding tax when you sell your home

In the past, many homeowners didn’t give much thought to keeping detailed records of home improvements. With capital gains exclusion thresholds of $250,000 for single filers and $500,000 for married couples, most homeowners didn’t come close to exceeding these limits when selling their homes. As...
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